Dale Klein is a financial risk and regulatory expert with over two decades of experience helping financial institutions and policymakers through rapidly changing environments. He is known for translating complex regulations into practical guidance and leading national initiatives to strengthen financial resiliency. Dale understands the challenges fast-moving firms face and brings regulatory insight that supports innovation while managing emerging risk.

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Dale played a central role in developing and modernizing capital stress testing frameworks, including authoring the NCUA’s landmark rule requiring stress testing for credit unions with more than $10 billion in assets. He was instrumental in launching the agency’s data collection, stress testing, and capital planning processes to implement this rule in an iterative and tailored manner. Building on this foundation, Dale has advanced balance sheet strategies that integrate capital, liquidity, and interest rate risk management—ensuring institutions are both compliant and resilient. His leadership has shaped national policy and driven initiatives in enterprise risk management, data-driven supervision, asset-liability management, and corporate governance. He works with boards, risk committees, and senior executives to design liquidity and capital frameworks that safeguard resilience while enabling growth.

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Dale’s experience includes serving as Acting Director of the Division of Capital Markets at the NCUA, where he led interagency policy initiatives, examiner training programs, and briefings for executive leadership and the NCUA Board. He is a frequent speaker at national events and regulatory conferences. Dale also served as a policy adviser to the U.S. Senate Banking Committee, contributing to policy discussions on financial stability and regulatory reform after regional bank failures. Earlier in his career, he supported large bank supervision programs at the Federal Reserve, focusing on economic capital, enterprise risk management, Basel II implementation, and market and credit risk.

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Dale holds an MBA in Finance from the University of Iowa and a BBA in Finance from Iowa State University. He is passionate about bringing real-world insights and collaborative leadership to help organizations mitigate risk and seize opportunities.

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